A traffic accident is when one or more vehicles collide. Other "moving objects," such as pedestrians and bicycles, may also be involved. Fixed objects such as trees, walls, and parked vehicles are often involved in traffic accidents.
A traffic accident has many parts that make a precise general definition difficult. That's why we provided a detailed breakdown of each type of car accident and how each can affect you.
Types of Common Traffic Accidents
A collision between a motor vehicle and a person or object may constitute a traffic accident, the characteristics of which often fall into several general categories. Below are examples of different collision categories. Here are seven common car accidents and tips on how to avoid them:
1. Rear-end collisions
Rear-end collisions are a common reason
for automobile insurance claims. Whether you're the driver who hits the car in front of you or the one behind you. These accidents are often avoidable. Consider the following tips:
- Stay Far: Stay far behind the vehicle in front of you so you can stop safely. It is especially true in bad weather. Stay behind the vehicle in front for at least 3 seconds, or longer if you are in a heavy vehicle. Please extend the time when the weather conditions are bad.
- Drive strategically: Avoid situations that force you to break abruptly. You may be stopped if the driver gets too close or is inattentive.
- Stay focused: Keep your eyes on the road to eat, read a text or look for your phone. If the driver in front of you suddenly stops, the car will stop in less than a second, even if you don't pay attention to roll it back.
- Do not drive when sleepy or intoxicated: Drowsiness and drug or alcohol-related impairments increase the chances of driving errors.
2. Parked Vehicle Damage
Another common cause of vehicle damage is a parked vehicle being hit by another. Whether you park your car in a parking lot or on the street, take steps to avoid hitting or damaging a parked car. Here are some suggestions:
Keep your distance: Don't park in many of the busiest places. They help reduce the chances of hitting another car.
Maximize space: Make sure you park in the middle of the square. Reposition the vehicle if it is too close to the parking slot. Helps prevent your vehicle from being hit by other people entering or leaving an adjacent location. It also helps prevent the door from swinging due to dents.
Please park in the garage: The idea is to leave your car in a safe place when you're not driving. Park Street Smart. Avoid parking near busy intersections, tight corners, or driveways. Other drivers can't see your car and may wipe it sideways as they pass.
3. Individual Vehicle Accidents
Individual vehicle damage includes collisions with roadside objects, debris or animals, overturns and accidents while driving off-road. Preventing them is not difficult.
Drive according to the weather: Drive at a speed that allows you to stay in control even if he is the only one of your cars on the road on a rainy, snowy or icy day. Learn how to avoid aquaplaning on flooded roads and sharpen your winter driving skills before the season begins. Always be careful. You're the only person on the road doesn't mean you can text, talk, or eat while driving.
Don't go too fast: Speeding has accounted for about one-third of road deaths over 20 years.
4. Windshield Damage
Chipped or cracked car windshields are a common car accident that many drivers are unaware of that they can help prevent. Most windshield damage occurs when other vehicles throw rocks or stones into the air. You can prevent this damage by keeping your distance from cars and trucks.
Also, do not drive behind a snow plough throwing salt or other particulate matter.
5. Accidents at Intersections
Intersections are also a place where many accidents occur. A distracted driver may miss a signal that changes from green to yellow to red. Or they need to be made aware that the vehicle will stop before it turns. Practise defensive driving to avoid accidents. When the light turns green, ensure no one is crossing the intersection. Watch out for drivers speeding through yellow lights at intersections. At yellow light, be careful instead of taking risks.
6. Parked Vehicle Theft
Even if you park in a parking lot or garage, there is always the possibility of theft. Still, there are things you can do to avoid unnecessary damage to your vehicle. Please note that items stolen from your vehicle may constitute a loss that you report to your home insurance policy. Vehicle damage due to theft is covered by vehicle insurance.
Do not leave valuables in parked cars: Watching them invites thieves. Take valuables with you and store them in a closet or lock the trunk.
Stay out of dark areas: Instead, find a well-lit room if you park before sunset, plan.
7. Reversing Collisions
Accidents can happen even when reversing from a parking space or driveway.
To avoid accidents when reversing, it is best to avoid reversing. Park in a way that doesn't require you to fight traffic. When passing a parking space or when reversing into a parking space.
Another helpful tip: Drive a car with a rear-view camera. If you drive a vehicle that is not equipped with a backup camera, we recommend that you:
- Back up straight and turn only when clear of parked vehicles or other obstacles.
- Back up slowly while checking the surrounding traffic.
- Use mirrors and brakes until completely off-track and into traffic. Avoid distractions during backup.
You can do many things to avoid a collision, theft, injury or damage to your vehicle, but the un cannot always avoid the unexpected.
Please contact your local independent agent or Travelers Agent to ensure they can adequately meet your needs.
Road accidents have become more and more common in today’s society. It causes financial problems and even causes the deaths of people. But why are the accidents happening? Of course, many causes result from road accidents. If you or someone you know is involved in a car accident, it's helpful to know your rights and car accident laws. If you have been in a car accident, contact a lawyer immediately. A legal representative will do it.